Economy Economy you can save 1,000 euros in the last month of making the income declaration
It is the last month to present the income statement.Whether you have already presented it, as if you have it pending, pay attention because you are still in time to save money by reviewing it or making sure to include the more than 200 deductions available at the state level.
We are already in the final stretch of the 2020 income campaign, an exercise that without being especially complex for the more than 4 million Spaniards who have been affected by some type of ERTE (total or partial).By counting the SEPE as a second payer, the threshold for the income statement to be mandatory descends to 14,000 euros per year, from the 22,000 euros received by those who have a single payer (as long as the amount received by the second payerexceed 1,500 euros).
To this is added that there is no fixed percentage of retention on the Aid of the SEPE, this will depend on the fiscal regulations and the specific circumstances of the person who has charged the subsidy, so the probability that the draft initially comes outTo pay or contain errors it is much higher, if possible.
Many taxpayers are leaving it for the last moment, which can be a problem, and that is that according to Taxdown data, 80 % of taxpayers acknowledge that they need to ask for help to be able to submit the statement correctly, and even with that external aid, every year in Spain more than 900,000 statements are presented with some type of error.
The shortage of face -to -face solutions undoubtedly drives the digitalization of the process.The AEAT makes a computer program available to citizens for the realization of the declaration, but taxpayers must manually include all their data including the deductions to which they are entitled, many of them unknown.In addition, this year other factors come into play, for example, specific deductions for aid-related aid-19 aids.
Today, the most economical alternative to the draft, which maximizes savings, recovering each fighter available for the taxpayer, is also digital, but private initiative.Taxdown, a social collaborator, is a startup that offers taxpayers a simple way to make the income statement online, in a few clicks and intelligently.For the third consecutive year, Taxdown is the most profitable digital option to make the statement, which has already saved its users a total of more than ten million euros during the two months we have been campaigning.
Deductions to family and housing, the main savings of taxpayers
Of the more than 200 regional deductions that you can apply, more than half belong to the family and housing, but there are also others related to investment in companies or technology.It is vital to understand each individual case, because in each circumstance concrete deductions will be applied.
As a practical case, imagines a taxpayer under 40 years of age with income of up to 22,000 euros in the previous year, with a single payer, 2 children shared with their partner (2018 and 2020), with nursery expenses and a rental home.The draft of the Treasury would come to return 765 euros.However, using the TaxDown tool, to make the income statement, it would come to return 1,768 euros, a difference of 1,003 euros of saving maximization.
Why?Because Taxdown includes all deductions, including regional ones, unlike the draft.Due to the exceptional circumstances, the risk of inaccuracies in the draft is much more possible than usual.
According to data from the Tax Agency and the citizen's transparency portal, almost 6 million Spaniards confirm their draft draft without verifying whether they have applied, among other issues, regional deductions.This translates into more than 9,000 million euros not deduced and that could mean great savings.
Taxdown's advantage is on his algorithm
Precisely to ensure maximum savings in the statement, Taxdown has developed its own algorithm, which crosses fiscal data with personal data and this is how it detects all applicable regional and state deductions, which are not reflected, by default, in the draftthat proposes the Treasury.Thus, the platform improves in a high percentage the results of the initial draft offered by the Treasury.
This system allows users to submit their statement with simplicity and speed, 100% online and always with the support of Taxdown fiscal advisors, who are available to solve any incidence that may arise, accompanying taxpayers throughout the entireprocess.
What happens if I have already submitted the statement without including deductions?
It is no problem, the Treasury allows you to review the statements already submitted during the next 4 years to the presentation.If you presented it in April or May, it is advisable to make the free simulation in the TaxDown application and compare it with the one already presented to see if you can apply an extra savings.
35% of users who prove get savings.And if it is worth it for 35 euros, the PRO Service can be hired and again, with the assurance that if anything happens, Taxdown's post presentation is responsible for solving it.
How is the statement made with TaxDown?
As a social collaborator of the AEAT (Spanish Tax Administration Agency) when the user registers and introduces their fiscal identification data (Casilla 505 of exercise 2020, identification by [email protects] PIN of the Treasury or the reference number), the platformGive access to taxpayer information directly from the Tax Agency.The user only has to confirm their data and answer between 6 and 15 simple questions about their fiscal situation, in order to apply all possible deductions that correspond to them.A few seconds later the platform will offer the result of the Taxdown calculation and that of its draft, so that the taxpayer can compare.
The platform offers precision and safety, with multiple detection systems to minimize the possibility of entering erroneous data.These alarms refer a team of Taxdown prosecutors, informing of all those statements that deserve to be reviewed.They check the point by point of the declaration and verify them.
The app is available on both Android and iOS, offers the possibility of making a free statement simulation, so that the taxpayer can see Taxdown's calculation as opposed to that of the draft.In the event that the user decides to proceed with the platform, Taxdown charges a flat rate of 35 euros, which includes all associated services (presentation of the declaration, assistance during the process, review after the presentation if necessary, etc).
In this way, any taxpayer on behalf of others and without having any type of financial or fiscal knowledge, can secure their statement safely and reliable, ensuring maximum savings.